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Current absa personal loan interest rate you can, start by offering 50 of what you owe to settle the debt. Get any agreement in writing, and make sure the document states that your balance will be reduced to zero.
Tell the lender: Look, I simply cant pay you and Im considering bankruptcy, says John Ulzheimer, a credit expert who has worked at credit scoring company FICO and credit bureau Equifax.
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The court summons.