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Service fee R 60. VAT R22. Interest R 17. Total costs R 199. Please note: Admin fee is a card related fee. In line with our transparency policy and to avoid misleading we included it in the total costs. APR excluding Admin fee is 103. 08, APR including Admin fee is 239. When using your own funds, only Admin fee will be charged. When the card is not used, no charges will be levied.
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