These people have all my information. I have reported this incident to the FTC, Attorney General and plan to report it to BBB.
They called me from area code 530 714. I have been receiving these calls for the past couple of days at my job.
This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to best way to ask for a personal loan legal department for US Cash advance.
he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not provide that information. Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan. And also your name is Charles Smith with a heavy indian accent?.
Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs. The APR on online personal loans can reach up to 1,386 depending on the lenders terms, borrowers residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors. Some states cap APR and the amounts of charges for online personal loan.
You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender best way to ask for a personal loan several courses of action to deal with late payment.
For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments.
Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.
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