There are many types of adjustable-rate mortgages (ARMs) available in Texas. These mortgage loans start with a low, fixed interest rate that remains in force for a specified time period, usually one, three, or five years.
When that specified time period expires, the rate becomes variable, and is adjusted at regular intervals. ARMs are appropriate for borrowers who need the lowest possible payment now, but expect to have the ability to afford a larger payment later. Whether you're buying a cabin in the Hill Country, or refinancing an urban loft in Houston, your first step is to get familiar with how rates for different loan types compare.
You might see that Cash advance loans lancaster pa ARMs start with a lower rate than fixed-rate- mortgages (FRMs), or that second mortgages have higher rates than first mortgages or mortgage refinances.
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