Defined and agreed SLAs to be implemented provide Governance model and defined timelines for mandate processing. Enable the usage of standardized Mandate Forms. Mandate repository containing Mandate details to be maintained for the purpose of Validating mandate UMRN available on the NACH transaction files, at the time of NACH transaction processing.
MMS would allow processing of debtor and creditor initiated mandates. MMS would allow processing of emendates as well as paper credit repair personal loans, where emendates would consist of only data file upload while paper mandates would consist of mandate image and Data file uploads.
Emendates can be initiated only by a debtor bank.
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