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Do payday loans affect my credit score

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Do payday loans affect my credit score

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Do payday loans affect my credit score

Com to share your information and credit history with a do payday loans affect my credit score of approved lenders and lending partners.

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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.

Do payday loans affect my credit score

The fact is that a post-dated check basically takes the place of a promissory note. Many of my clients, however, worry that they will be arrested for passing a bad check, and many payday lenders encourage that belief.

But writing a post-dated check to a payday lender is different from passing a bad check at the grocery store.

When you go pay for goods or services with a check, you are representing that there are funds in the bank to pay the check. When you go to a payday lender, there is no such representation. In fact, the opposite is true. If you had money in the bank, youd go to the bank and cash a check.

Do payday loans affect my credit score