After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day. Ship Your Item. Pre-Paid Fully Insured. Upon acceptance of our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you're fully covered.
An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a 100,000 mortgage would equal 2,000).
Monthly Payment (estimated) The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20 down payment). The payment displayed does not include amounts for hazard insurance or property taxes which will result in a higher actual monthly payment.
If you have an adjustable-rate loan, your monthly payment may change annually (after the initial period) based on any increase or decrease in the London Interbank Offered Rate (LIBOR) index.
Kevin said he was from a company called Cash 4 You, which was unconnected to eTaxLoan. com. By this point, I was wholly confused. ETaxLoan had said it was a secure site, but now, many different companies had my application - and, presumably, my personal information. It turns out there's a huge online bidding process for such loans.
ETaxLoan isn't a lender at all, but something called a lead generator.
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