1041 4th Avenue, Suite 302, Oakland, CA 94606 USA Owned Operated. LoanSolo. com is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans.
LoanSolo. com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lenders requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request.
You will be given the details on the APR, loan get a personal loan from citibank, and other terms by your lender when cash money loans are redirected to your loan agreement during the loan request process.
The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs.
Effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391. 07 High End of Range: (60 200) (365 days 14 days) x 100 782. 14 Payday loans are relatively expensive when compared with other loan products.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer get a personal loan from citibank you cannot afford to repay or that includes terms that are not acceptable to you.
For example, you may ask to limit your liability so that you wouldnt be obligated to pay any late fees, court costs, or attorneys fees. Ask the lender to agree, in writing, to notify the borrower of a missed payment before pursuing you.
This might give you time to talk to the borrower, make back payments, and with the problem before it is your full responsibility. Make sure you keep all copies of the contract and warranties. Also, be sure to get a copy of the Truth-in-Lending Disclosure Statement to know your rights. Knowing the Terminology Confusing terminology can make it more difficult quick loans online low interest you to make the right decisions about what you want and need, and easier for fraudulent lenders to sign an agreement you dont know much about.
Below are some basic terms you need to know when signing a loan.