Business loans require your business meet sales requirements and have been active for at least 12 months. This peer-to-peer lender also offers a dedicated advisor. Best for Low Fees. Best for Low Fees: SoFi. SoFi has the lowest fees we saw, but it having a cosigner for a personal loan stricter eligibility requirements than many of the other lenders we reviewed.
SoFi looks at your credit, employment and education history to determine if you qualify for one of its loans. You must currently be employed to qualify for a loan from this lender, and you must have graduated from a Title IV accredited university that meets SoFis requirements.
If you do qualify, however, the company doesnt charge many of the fees that other lenders do, and the fees it charges are lower than the other lenders we reviewed.
Applying for a personal loan online in many cases is simple.
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