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Sometimes its a percentage with a minimum dollar amount - such as 3 or 10, whichever is greater. ATM or bank fees. These are imposed by the financial institution that handles the transaction - the owner of the ATM or the bank where you get your advance. Interest.
This can be costly in two ways. First, the interest rate that a credit card charges on cash advances is often much higher than the rate charged on purchases. Second, interest on cash advances usually starts accruing immediately.
Theres no grace period like you can get with purchases.
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