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They are larger than payday loans but are often as expensive or more so. Over the course of paying back an installment loan, you often pay double the amount you borrowed. Some of the lenders we looked at, including RISE and LendUp, offer installment loans that have lower rates than standard payday loans. We also looked at the number of states each lender serves.
In most of the Northeast and throughout the South, payday loans arent legal. Many lenders offer online loans in addition to having retail locations. An online lender has some advantages over a retail location.
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