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When researching your options its important you are clear on what kind of mortgage best suits your financial needs. Lets take a look at the qualities FHA likes to see in you (a borrower): Credit requirements. Most lenders use 620 as the minimum score with a 3. 5 percent down payment requirement.
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This ratio takes into account all of your monthly debt (what is found on your credit report), your monthly income and personal loan 85033 monthly payment of your new home.