So if youve borrowed 1,000 and only paid back 500, you could owe around 125 in taxes and penalties. Fortunately, this type of loan is much easier to pay back on time than a payday loan. You have five whole years to pay it off, and you can pay in manageable installments.
You can even have money withheld automatically from your paycheck to make sure you never miss a payment. Switching Jobs. If you personal loan transfer from axis to hdfc your job or change jobs, you could lose access to your 401k. You can roll over the balance to a new account, but you cant roll over a loan that isnt paid off. You have to pay it back at once or else treat it as a withdrawal and pay the tax and penalty on it.
However, most employers give you a grace period of 60 days to pay back the loan if this happens.
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