Legitimate lenders will not ask you to do that. If you're using a loan broker, always verify the bank or institution. Do your research.
Physical locations, P. boxes, etc.should be thoroughly investigated.
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Haggle. Shoppers in the UK arenвЂt to great at haggling.
Banks do not want to tie up assets on something that would be hard to sell in case of foreclosure. Smaller tracts that can be sold to build on is more appealing. The loan officer will discuss with you the percentage of the value of the land that may be offered.
Be prepared to consider around 50 percent of the value of the land. (Example: If the actual value of the land is 60,000, he may offer you 30,000). Also, be prepared to discuss the loan's purpose. If you are paying off other debts, your debt ratios will be improved. The bank would look favorably at this. Video of the Day.
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