Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Before you get another fast payday loan or quick cash advance in Mississauga, Ontario, read this.
A payday loan in Mississauga, Ontario may appear to be a quick cash solution, but really, it's not. The amount you will be charged to get your hands on a short term loan is really steep - sometimes as high as 600.
How does a payday loan work. With a payday loan, a borrower gets a small loan that becomes due within 7 to 35 days. First-time applicants can typically borrow 200-600. With each successful loan payoff, the amount you are eligible to borrow increases, and it usually tops out at about 1,000, depending on your salary.
You need to have regular income to qualify for a payday loan, and you also need to have a working phone number. Most lenders also require you to have an active checking account, but some will lend you money if you have just a savings account. In many cases, you can qualify for a payday loan even if you have poor credit, and many lenders issue loans without running credit checks on borrowers. How long do I have to pay back a payday loan. A payday loan is usually due on the date you receive your first paycheck after taking out the loan.
However, some lenders require that loans be repaid within 14 days, even if you get paid only once a month.
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The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.